As summer winds down and families settle back into routine, September becomes a natural time to pause and reflect on what matters most. For business owners and families with $3 million or more in wealth, it’s also one of the most strategic months to review estate planning.

Preparing Ahead of Year-End

September offers a valuable head start before year-end deadlines approach. Many planning opportunities — from estate freezes to charitable giving and corporate reorganizations — must be completed before December 31st. Acting now avoids the stress of last-minute decisions and can preserve millions in wealth that would otherwise be lost to taxation.

A Season for Reflection

This time of year also brings family gatherings, including Thanksgiving on the horizon. These conversations often raise questions of inheritance, fairness, or business succession. Clear planning ensures your wishes are understood and protects harmony across generations.

Mobility and Lifestyle

September is also when many snowbirds begin preparing for extended time abroad. Owning U.S. property or dividing time internationally requires proactive cross-border planning to avoid double taxation. Addressing these matters now ensures your wealth is protected wherever you and your family spend your time.

Upcoming Online Webinars

To help you take the next step, MacMillan Estate Planning is hosting a complimentary webinar in September:

• Thursday, September 25th at 6:30 PM MT

This session is designed exclusively for business owners and affluent families. You’ll learn how to minimize year-end taxes, protect cross-border assets, and safeguard both wealth and family harmony.

Reserve your spot today at macmillanestate.com/seminars